Rules To Follow To Overcome Your Credit Card Debt:

1. Always Pay More Than The Minimum Amount Required.
2. Keep Your Eye At The Interest Rate.
3. Pay Your Credit Card Debt Before You Invest.
4. Request & Ask For Lower Interest Rates.
5. List Out All Your Credit Cards - Put it into Credit Card Attack Plan!

Always Pay More Than The Minimum Amount Required
Do not just pay the minimum payment amount required every months. It will take you years to finished it. If you have $2000 debt by paying the minimum payment it will take you 2 years plus to settle it, provided that you do not use the card at all. Get the habit to pay a lot more than MINIMUM.

Keep Your Eye At The Interest Rate
Know your interest rate better. Always remember the interest rate when you are using your credit card. Think it as "The Rate of Your Money Come Out Of Your Pocket". The more the rate is the more money you will lose.

Pay Your Credit Card Debt Before You Invest
Do this first. Forget to invest unless it really the best bargain. The analogy is simple, if your investment just returns you 12% profit a year and your credit card interest taxes you 18% a year. THEN "DO NOT INVEST". You are still in "DEBT" of 6% a year.

Request & Ask For Lower Interest Rates
Ask your credit card company for a lower interest. Just keep asking every now and then.

List Out All Your Credit Cards - Put it into Credit Card Attack Plan!
List out all your credit cards into Excel sheet - put it the worksheet how much you in debt, what is the interest rate, what your payment, estimate how long you will finish to pay and create your "CREDIT CARD ATTACK PLAN".

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